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You only have to have flood insurance if you live in a flood zone. I'm only about 5 miles from the water but not in a flood zone, so no flood insurance on my policy. It's still pretty fucking expensive, though.PetePierson wrote: ↑Tue Jun 18, 2024 1:19 pmIn Florida where you are required to have both flood and hurricane insurance? I don't blame you.
My folks live on a barrier island off the west coast. Every year they have so much trouble finding insurance. House is paid for - tell them all the time to just get basic homeowner's or whatever. Because if the big one does hit? Bye-Bye island. Hello Insurance Co declaring for bankruptcy.